Old Mutual Investment Services (Pty) Ltd (OMIS) and/or Old Mutual Life Assurance Company (South Africa) Limited does not accept liability for any loss, damage or expense that may be incurred as a direct or indirect consequence of reliance placed on information contained on the Fairbairn Capital web site.
Any reference to Fairbairn Capital constitutes reference to Old Mutual Investment Services (Pty) Ltd and/or Old Mutual Life Assurance Company (South Africa) Limited. Any reference to Investment Frontiers and/or Old Mutual constitutes reference to the Old Mutual Life Assurance Company (South Africa) Limited. Any reference to Galaxy constitutes reference to Old Mutual Investment Services (Pty) Ltd.
OMIS and Old Mutual shall not be held responsible for any losses or damages that any party may incur as a result of having relied on the information given where the information was not accurate.
The information is compiled in good faith and based on sources believed to be reliable, accurate and up to date, but no representations or warranties, express or implied, are made as to the accuracy, completeness or suitability of the information and no responsibility or liability is accepted by OMIS and / or Old Mutual for any damages or losses which may flow, directly or indirectly, from any use of any information.
Old Mutual Investment Services is registered with the Financial Services Board (FSB) as an Administrative Financial Services Provider in terms of the Financial Advisory and Intermediary Services Act 37 of 2002. OMIS is also an approved pension funds administrator.
The contracts issued in terms of the provisions of the Long-term Insurance Act, No. 52 of 1998, as amended from time to time (the LTI Act), are issued and underwritten by Old Mutual Life Assurance Company (South Africa) Ltd, as part of its long term insurance business under the provisions of the Long -term Insurance Act.
Past performance is not necessarily a guide to the future and investors may not get back the full amount invested. Asset class information is as at the stated date. However asset allocations could change considerably over time subject to mandate parameters.
Collective Investment Schemes in Securities (Unit trusts) are generally medium to long term investments. The value of participatory interests (units) may go down as well as up and past performance is not necessarily a guide to the future. Unit trusts are traded at ruling prices and can engage in borrowing and scrip lending. Fluctuations or movements in exchange rates may cause the value of underlying international investments to go up or down. A fund of fund unit trust only invests in other unit trusts, which levy their own charges, which could result in a higher fee structure for these portfolios. Different classes of units apply to these portfolios and are subject to different fees and charges. A schedule of fees and charges and maximum commissions is available on request from the company/scheme. Commission and incentives may be paid and if so, would be included in the overall costs. Forward pricing is used.
Management company for the SYmmETRY Multi-Manager Unit Trust Funds: Old Mutual Unit Trust Managers Ltd. PO Box 207, Cape Town 8000
Save for a guarantee provided by a specific investment option, no representation, guarantee or warranty is made by OMIS and/or OLD MUTUAL as to the performance or investment returns of the underlying investment options selected by the client, and OMIS and /or Old Mutual accepts no responsibility or liability for any direct, indirect or consequential loss arising from the investment in the underlying investment options selected by the client as a result of the client's failure: -
- To appreciate the nature of investment in the underlying investment options;
- To have obtained (or, having obtained, to have acted upon) advice concerning the appropriateness of the contract for the client's financial circumstances including, but not limited to, the legislative and fiscal regimes of the country of the client's citizenship, domicile or residence which might affect the contract;
- To have reviewed regularly the continued suitability of the contract.
In respect of certain options, technical notes are provided. Clients considering such options should ensure that they obtain a copy of these technical notes and read and understand them.
Investments in Alternative Investment Strategies (AIS) should be considered only suitable for the sophisticated investor who is able to accept the unique risks associated with such an investment.
On application, investors are required to confirm that the unique characteristics, liquidity constraints, notice periods and risks have been explained to them and that they understand the implications thereof. Investors are further required to confirm and guarantee that they have received copies of and have read and understood the AIS brochure, where applicable.
With regard to options investing monies in non South African, global developed markets: In addition to the performance of the underlying assets, the total investment return in SA Rand experienced by each option will be directly affected by prevailing currency exchange rates.
The categorisation of different options, for example regarding risk ratings, returns and the level of capital fluctuations, have all been made with regard to the dominant, underlying foreign currency that an option is exposed to. Adjustments have not been made to reflect the fact that the total investment returns will be subject to foreign currency exchange rate movements if converted to Rands.
As indicated on the fact sheets, certain of the investment options selected by the client may have restrictions as to switching and withdrawal flexibility.