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Terms and Conditions

Old Mutual Investment Services (Pty) Ltd (OMIS) is a wholly owned subsidiary of Old Mutual Wealth (Pty) Ltd and is registered with the Financial Services Board (FSB) as an Administrative Financial Services Provider in terms of the Financial Advisory and Intermediary Services Act 37 of 2002. OMIS is also an approved pension funds administrator.

Old Mutual Life Assurance Company (South Africa) Limited is a wholly owned subsidiary of Old Mutual Life Holdings (SA) (Pty) Ltd( which is wholly owned by Old Mutual South Africa (Pty) Ltd) is a registered long-term insurer and is registered with the Financial Services Board (FSB) as a licensed Financial Services Provider in terms of the Financial Advisory and Intermediary Services Act 37 of 2002.

Fairbairn Capital is a combination of specific products offered by Old Mutual Investment Services (Pty) Limited and Old Mutual Life Assurance Company (South Africa) Limited.

The following terms and conditions should be taken into consideration over and above those attached to the Old Mutual Secure Services registration process.

Copyright

Copyright of any information or marketing material is protected by national and international intellectual property laws. Any unauthorised use of this material will constitute an infringement of such laws.

Content

None of the content, including third party information and in-house research, on this web site should be regarded as financial, legal or investment advice. Any opinions or projections expressed on the web site are not necessarily those of OMIS or the Old Mutual Group and OMIS and the Old Mutual Group will not take any liability for any loss or damage as a result of a person acting on this information.

OMIS reserves the right to make ad hoc and immediate changes to any part of the web site and its content at its own discretion.

Risk & Liability

While every effort is made to ensure informational integrity of the web site, OMIS or the Old Mutual Group cannot guarantee the accuracy of the content. Use of the website and the information contained therein is entirely at your own risk and you assume full responsibility and risk of loss resulting from the use thereof.

Neither OMIS nor the Old Mutual Group, shareholders, agents, consultants or employees will be liable for any damages whatsoever relating to the use of this website or the information contained therein, including, without limitation, any direct, indirect, special, incidental, consequential or punitive damages, whether in an action arising out of contract, statute, delict or otherwise.

Jurisdiction

These terms and conditions shall be governed by and construed in accordance with the laws of the Republic of South Africa. You hereby consent to the exclusive jurisdiction of the High Court of South Africa in respect of any disputes arising in connection with the services referred to herein.

Unit Trust Disclaimer

Unit trusts are medium to long-term investments. The value of units may go down as well as up and past performance is not necessarily a guide to the future.

Unit trust prices are calculated on a net asset value basis, which is the total value of assets in the portfolio including any income accrual and less any permissible deductions from the portfolio, divided by the number of units in issue. Permissible deductions include brokerage, MST, auditor’s fees, bank charges, trustee fees and RSC levies.

A schedule of fees and charges and maximum commissions is available from the management company / scheme. Commissions and incentives may be paid and if so, would be included in the overall costs. Forward pricing is used. In the case of money market unit trust funds, a constant unit price will be maintained.

Advice Policy

Fairbairn Capital does not provide investment advice of any sort. Investors wishing to invest in the Fairbairn Capital product range are required to do so through an adviser.

Investors are cautioned to ensure that they utilise the services of reputable advisers as Fairbairn Capital (Old Mutual Investment Services (Pty) Ltd and/or Old Mutual Life Assurance Company (South Africa) as the case may be) takes no responsibility for any losses incurred.

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25 Apr, 22:18